OpenAI launched a set of personal finance tools in preview for ChatGPT Pro subscribers in the U.S. on Friday, May 15, 2026, allowing users to connect bank and investment accounts and ask questions about spending, budgeting, and long-term financial planning.
The feature is built on a partnership with financial data company Plaid, which handles account connections to more than 12,000 financial institutions, including Chase, Fidelity, Schwab, Robinhood, American Express, and Capital One. Once accounts are linked, users see a dashboard covering portfolio performance, spending patterns, active subscriptions, and upcoming payments.
The launch comes roughly one month after OpenAI acquired the team behind personal finance startup Hiro in April 2026. Hiro had been backed by Ribbit, General Catalyst, and Restive. OpenAI credited the Hiro team’s finance expertise as useful to the product’s development but did not confirm whether the team built the feature entirely.
Users can access the tool by selecting “Get started” under the “Finances” option in the sidebar, or by typing “@Finances, connect my accounts” in a ChatGPT conversation. OpenAI also said it plans to add support for Intuit, which would enable tax-related analysis — such as the impact of a stock sale — and credit approval assessments. Connections can be removed through Settings > Apps > Finances, and synced data is deleted from ChatGPT within 30 days of disconnecting.
OpenAI noted that more than 200 million users already ask financial questions through ChatGPT each month. The company also said its GPT-5.5 model has improved reasoning with context, which it considers important for finance-related queries, and that the model was evaluated against a benchmark developed with finance experts.
The tools are currently available on ChatGPT’s web platform and iOS app for Pro subscribers only. OpenAI said it intends to gather feedback from Pro users before expanding access to Plus subscribers. The move follows a broader trend of AI companies building specialized tools for sensitive personal data categories — OpenAI and Anthropic have both previously launched health-related features.
Source: TechCrunch